Hand crafted home loans

As the Artisans of Banking, we’ve fine-tuned our digital experience make “in your hand” feel like “in our branch”, and our Mortgage Team wants to make you feel at home, while you’re buying a home.

30 Year Fixed 6.875%*
20 Year Fixed 6.500%*
15 Year Fixed 6.000%*

Looking for a Home Equity Loan?     Click here

Loan Programs Offered

The following is a partial list of programs offered as well as a list of any special promotions we are currently offering on mortgages.

Jumbo Loans

This program is offered on a 30 year-fixed and ARM for loan amounts greater than $726,200. For rates and details on our jumbo loan offerings, please contact us.

Conventional Loans

Our conventional mortgage loans can be either fixed rate mortgages or adjustable rate mortgages. They usually require at least 3% down and offer competitive interest rates.

Federal Housing Administration (FHA) Loans

Backed by the government and open to all qualified homebuyers, FHA loans have limits, but they are generous enough to handle moderately-priced homes almost anywhere in the country. They allow low down payments and offer flexibility over many other types of financing.

Other mortgage loan options we offer:

  • Fixed and Adjustable Terms

Required documents:

  • Drivers License
  • Three (3) most recent pay stubs
  • Two (2) most recent years W-2 statements
  • Two (2) most recent monthly bank or asset statements (including 401k, IRA or investment accounts)
  • Homeowner’s Insurance Declarations Page or Name and Phone Number of Homeowner’s Insurance Agent
  • Current HOA statement, if refinancing and your property has an HOA
  • If divorced, a filed/recorded divorce decree, separation agreement, and any support orders

For self-employed borrowers, employed in sales, paid by commission, or owners of rental real estate:

  • Two (2) years signed personal tax returns – including all schedules
  • If self-employed through a corporation, last two years corporate returns

Different programs require varying amounts of documentation. The loan program you select may require more or less documentation.

Mortgage Calculators

Use our financial calculators to help make the right mortgage decisions.

  • Prepayment Savings
  • Tax Savings
  • Early Payoff
  • Refinance Break-Even Point
  • Debt Consolidation
  • Rent vs Own
  • Annual Percentage Rate

Online Application

Other application options:
Call 303.657.7614

Our experienced Mortgage Department would be happy to help.

Mortgage Application

Choose your preferred form of application below. All applications are completely secure and encrypted. As you complete the application, please use your best estimate if documentation is not available.

What you will need:

  • Documentation for all borrowers, including:
    • Social Security Number
    • Contact and employment information
  • Best Estimates of income, assets, and liabilities

After you have finished:

  • Guide you through the loan process
    Complete your loan application package
    Help you select the best program and rate