Policies & Disclosures

Account Disclosures

• Membership and Account Agreement Disclosure*
• Business Membership and Account Agreement Disclosure
• Rate and Fee Disclosure
• Patriot Act
• Your Federally Insured Funds

*We updated some of the language in our membership agreement for you to have all the information for your membership with us. There are minor changes and additions to the membership agreement. Highlights include additional information on official checks, online banking and mobile banking services and other services we offer our members.

Loan Disclosures

• Credit Card Disclosure
• Home Equity Line of Credit Disclosure

Electronic Services Disclosures, Terms & Conditions

• Remote Deposit Disclosure
• Mobile Banking Terms and Conditions
• Person-to-Person Payments Terms and Conditions
• Courtesy Pay Opt-In
• Online Service E-Sign Disclosure and Consent
• SWBC Terms and Conditions

Other Policies, Disclosures, and Agreements

• Privacy Policy
• Linked Third Party Website Disclosure
• Social Policy

Our online services are not intended for children under 13. We do not knowingly collect personal information from children under 13 without parental consent.

Change in Terms

• Membership and Account Agreement Change in Terms 7/1/2020

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