Money Market

Earn 5.00% APY* on your first $2,000

Now’s the time to take advantage of our Reverse Tier Money Market. With Five-Star Money Market Earnings, you get the highest rate of return – 5.00% APY* — on your first $2,000.

You’ll be amazed by your earnings in just one year!

Calculate Your Earnings

Enter your deposit amount and see how much you’ll earn in just 1 year!

Couple hiking in woods

Reverse Tiered Money Market Earnings Calculator

Deposit range is $0–$99,999,999

Distribution Breakdown
Tiers APY
{{ tier.distributed | dollar }} {{ tier.rate | percent }}

This calculator is for illustrative purposes only and does not reflect the actual results of any specific deposit amount.

Reverse Tiered Money Market 101

  • $5 to open the account
  • No minimum balance required – for real, we’re not kidding!
  • Dividends paid monthly
  • Checks available
  • Limit 1 reverse tiered money market account per primary owner
tierAPY*Dividend Rate
$0.00 - $2,0005.00% 4.89%
$2,000.01 - $5,0002.59% to 5.00%1.00%
$5,000.01 - $10,0001.67% to 2.59%0.75%
$10,000.01 - $50,0000.73% to 1.67%0.50%
$50,000.01 - $100,0000.62% to 0.73%0.50%
$100,000.01 - $250,0000.55% to 0.62%0.50%
$250,000 and over0.50% to 0.55%0.50%

Ready to Start Earning More?

If you already have a Premier Members account, log in to online banking and click on the Quick Apply widget.

If you do not have a Premier Members account:

*APY=Annual Percentage Yield. Rates are valid as of 4/01/2023 and are subject to change after account opening without notice. Interest is paid at tier rates on balances within each tier. Total interest paid is the sum from each tier. “Blended APY” shown assumes the amount entered is kept in the account for one year. Withdrawing funds before one year will result in a different amount of dividends paid. $5 minimum deposit required to open an account. Limit one Money Market Account type per social security number. Certain withdrawal limits apply to Money Market Accounts, be sure to review your Membership and Account Agreement Disclosure for details.