Our Mortgage Team

Let Someone You Trust Help You Purchase Your Dream Home.  Connect with a Premier Members Credit Union Mortgage Loan Officer today.
Not sure who to apply with? Visit us at one of our branches or apply online!

With over 10 years in the mortgage industry, and six of those with us at Premier Members Credit Union, Jeremy Moyer has experience as a processor, closer, underwriter and originator, so he’s been there, done that. He even has his real estate license, so he knows all parts of the transaction and you can ensure your mortgage will be in trusted hands. With his wide breadth of knowledge combined with unwavering attention to detail and focus on open communication, you can rest assured that when you’re dealing his team, or with him directly, no stone will go unturned in getting you the mortgage solution for your needs.

“I’m dedicated to exceeding your expectations throughout the entire homebuying process. Through my direct communication, excellent customer service, and personal touch, you’ll feel like family and wonder why you didn’t buy a home sooner!”

[email protected] | 303.657.7584 | Denver | NMLS # 936051

Apply with Jeremy

Michael Clark started with Premier Members Credit Union as a Member Service Representative over 19 years ago. He quickly worked his way up through Consumer Lending to our mortgage department, where he’s been handcrafting solutions for borrowers over the last 18 years. His experience during that time has covered all aspects of mortgage work, from loan origination to processing to closing, and will let you rest easy knowing that Michael has the perspective and vision to get the right mortgage for your needs. Always seeking to improve the borrowers’ experience, he furthers his skills and knowledge through classes and training every year.

“I enjoy working with each borrower to determine the best option for their financial needs, helping them through the process of getting their mortgage loan and striving to give the best possible service.”

[email protected] | 303.657.7523 | Louisville | NMLS # 420399

Apply with Michael

As a former Real Estate Broker, Carol Cheh knows the ins and outs of the mortgage industry like the back of her hand. Now, she’s motivated to deliver her years of expertise to you as an experienced Mortgage Loan Officer with us here at Premier Members Credit Union (PMCU). She has been with PMCU since 2018 and has worked in the mortgage industry for almost six years. Despite that expansive knowledge base from a career spent in the financial industry for over 25 years, Carol still believes it all comes down to relationships and open communication with our members.

“The key to a smooth real estate buying and selling process? Open communication. Luckily, it’s also the key to the great member service you get with me. You’ll be informed through every step of the lending process to closing!”

[email protected] | 303.657.7109 | Westminster | NMLS # 1404426

Apply with Carol

 With over 18 years of experience in mortgage and retail banking and more than eight with us at Premier Members Credit Union, Carolina Castro knows that the best way to make a positive impact with our members. Carolina’s priority is to get to know them, understand their needs and then come up with the appropriate solution. Through researching and extended education, she stays in front of market trends and relays that information to the community through financial literacy classes, first-time home buyer’s classes and excellent service to our Spanish-speaking members. Carolina wants to make a difference in your life.

“No matter if it’s with work or with my loved ones, passion is the most important thing to me. I’m passionate about helping others. Whether it’s getting a new home, or seeing how you’re doing, I’m there for you.”

[email protected] | 303.657.7560 | Boulder | NMLS # 809536

Apply with Carolina

With 15 years in the real estate development industry and three years with Premier Members Credit Union, Ryan Cynoski, is the right person when it comes to getting your next mortgage loan. Ryan strives to make sure his homebuyers are comfortable with their home purchase. His open and direct communication style are a breath of fresh air. Weather your needs are simple or complex, big or small, Ryan will make your options clear and easy to understand.

“I am here to help you become the strongest financial version of yourself! Helping my clients choose the right loan program for their lifestyle is one of my top focuses. Stop paying for your landlord’s dreams and start building your own financial future.”

[email protected] | 303.657.7601 | Firestone | NMLS # 1519367

Apply with Ryan

Yvonne Rampa started her career with Premier Members Credit Union two years ago, prior she worked as a mortgage loan officer assistant and a business loan manager for three and a half years. Yvonne’s passion is to help serve her community. Giving compassion and passion for those who are wanting to finance with Premier is what Yvonne loves to do. She is dedicated to helping clients realize their dream of homeownership. She will work hand in hand with you throughout the whole process.

“I enjoy seeing smiling faces for first time home buyers with our Purchase loans! Being able to build long lasting relationships with my clients is very important to me and making my clients feel at ease with the entire home mortgage process. You are family here at Premier Members Credit Union.”

[email protected] | 303.657.7361 | Pueblo | NMLS # 1891335

Apply with Yvonne

Michael Epstein brings over 20 years of mortgage experience to Premier Members Credit Union. He consistently helps our members realize their dreams and build wealth through homeownership and real estate investments. He personally oversees your transaction as it flows from our initial conversation about your financial goals to the signing of your final loan documents. He will also continue to update you on the current market trends and real estate opportunities even after your transaction is completed. He understands the value of hard work and is dedicated to understanding the ever-changing complexities of today’s mortgage loan environment. He is committed to putting you in the best possible mortgage to fit your needs.

“I am passionate about the needs and goals of our members and I am committed to making their real estate transactions a seamless, comfortable, and well-informed experience. Community based lending has always been a top priority for me; it’s where my family banks. Whether you are purchasing your first home or refinancing your home for the 10th time I am here to help guide, and educate you through the process with ease. “

[email protected] | 303.657.7645 | Denver | NMLS #1045614

Apply with Michael

Harnessing her 11 years of experience in the mortgage industry as an originator, processor, and compliance coordinator, Natalie O’Malley understands the industry far beyond the role she plays in helping homebuyers get and keep the homes of their dreams. She starts by knowing all the right questions to ask and prides herself on getting the details right the first time for a seamless partnership with her clients and real estate agents. Natalie values constant communication through the process to keep everyone in the loop and to ensure questions are answered and concerns are addressed promptly. Natalie started out in the San Francisco Bay area before settling in the Colorado Front Range with her dog Joey.

“I love working with first time homebuyers as I really do get to help them make their dreams come true. I also cater to experienced homeowners through providing superior service, communication, and efficiency. Successful real estate transactions are built on communication, top tier service levels, and a focus on each clients’ individual needs. I look forward to sharing the journey with you on your next home loan!”