As a student, you probably already know that credit plays an important part in financing life. It's often used to purchase a car, pay for college, or buy a new home. And while such future concerns may seem a long way off, choices you make today can have a big impact on how successful you are tomorrow.…
Tools & Calculator Branch & ATM Locator Upcoming Events Locations Resource Center About Us The Smart Option Student Loan® for Premier Members CU by Sallie Mae® For borrowers attending degree-granting institutions. Now you can pay for college the smart way with three great repayment options and competitive interest rates! This loan is an ideal solution…
Youth Accounts Scholarship Opportunities Student Credit Cards Student Loans Premier Members CU offers several youth programs and products geared towards our younger members. They were created to both educate and help parents educate their children about how to manage their finances prior to high school graduation. In order to access specific information for your age…
Browse the site map for quick links to information about how to join Premier Members Credit Union, loan products, checking and savings information, credit cards, business services, and financial literacy.
What is a credit score and how to get better credit Credit scores are a way that financial institutions assess if someone is a good candidate for a loan or credit card. Scores range from 300 to 850, and higher scores are better. If you’ve never applied for credit before, you might not yet have…
Enter your desired payment – and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment. You can then examine your principal balances by payment, total of all payments made, and total interest paid. Press the report button to see a monthly payment schedule.
How much interest can you save if you refinance your mortgage? This calculator helps you find out! Enter the specifics about your current mortgage, along with your current appraised value, new loan term, rate and closing costs. This will determine how much interest refinancing can save you. In addition, it will calculate the number of months to breakeven on closing costs with your reduced monthly payment. Click the “View Report” button for a detailed look at the results.
Do you know what it takes to work towards a secure retirement? Use this calculator to help you create your retirement plan. View your retirement savings balance and your withdrawals for each year until the end of your retirement. Social Security is calculated on a sliding scale based on your income. Including a non-working spouse in your plan increases your Social Security benefits up to, but not over, the maximum.
Should you rent or should you buy your home? It takes more than looking at your mortgage payment to answer this question. This calculator helps you weed through the fees, taxes and monthly payments to help you make a decision between these two options. This report is based on the original purchase price, fees and taxes payable at that time. Insurance and tax costs can fluctuate from year to year. Click the “View Report” button for a detailed look at the results.
The first step in buying a house is determining your budget. This calculator steps you through the process of finding out how much you can borrow. Fill in the entry fields and click on the "View Report" button to see a complete amortization schedule of your mortgage payments.