Policies & Disclosures
Account Disclosures
- Membership and Account Agreement Disclosure*
- Business Membership and Account Agreement Disclosure
- Consumer Rate & Truth In Savings Disclosure
- Consumer Fee Disclosure
- Business Rate & Truth In Savings Disclosure
- Business Fee Disclosure
- Overdraft Services and Fees Disclosure
- Your Federally Insured Funds
*We updated some of the language in our membership agreement for you to have all the information for your membership with us. There are minor changes and additions to the membership agreement.
Loan Disclosures
- Consumer Credit Card Disclosure (valid through 2/28/26)
- Consumer Credit Card Disclosure (valid starting 3/1/26)
- Home Equity Line of Credit Disclosure
Electronic Services Disclosures, Terms & Conditions
- Online and Mobile Banking Disclosures
- SWBC Terms and Conditions
- One-Time Passcode Terms & Conditions
- EStatement and ENotices Disclosure
Other Policies, Disclosures, and Agreements
- Privacy Policy
- Website Terms of Use
- Linked Third Party Website Disclosure
- Social Media Policy
- Online Privacy Statement
- Our Mobile App and your Location Data
Our online services are not intended for children under 13. We do not knowingly collect personal information from children under 13 without parental consent.
