Business Rates
Deposit Accounts
Effective Date: November 1, 2025
Click here for our Rate & Fee Disclosure
Share Business Savings
| APY* | type | Dividend Rate |
|---|---|---|
| 0.05% | Membership Share Business Savings | 0.05% |
Business Executive Checking
| type | Dividend Rate | APY* |
|---|---|---|
| Business Executive Checking | 0.05% | 0.05% |
** For and Business Executive Checking, there is a $20.00 monthly fee if the average daily balance falls below $5,000.
Business Money Market
| tier | APY* | Dividend Rate |
|---|---|---|
| $0.00-$2,000 | 4.00% | 3.93% |
| $2,000.01-$5,000 | 1.74% to 4.00% | 0.25% |
| $5,000.01-$10,000 | 0.99% to 1.74% | 0.25% |
| $10,000.01-$50,000 | 0.40% to 0.99% | 0.25% |
| $50,000.01-$100,000 | 0.40% to 0.45% | 0.50% |
| $100,000.01-$250,000 | 0.45% to 0.63% | 0.75% |
| $250,000 and over | 0.63% to 0.99% | 1.00% |
Business Jumbo Money Market
| tier | APY* | Dividend Rate |
|---|---|---|
| $100,000.00 - $249,999.99 | 2.00% | 1.98% |
| $250,000 and over | 2.25% | 2.23% |
Business Share Certificate $500 Min.
| term | APY* | Dividend Rate |
|---|---|---|
| 6 Months | 4.00% | 3.93% |
| 12 Months | 3.75% | 3.69% |
| 18 Months | 3.00% | 2.96% |
| 24 Months | 3.00% | 2.96% |
| 36 Months | 3.00% | 2.96% |
| 48 Months | 3.00% | 2.96% |
| 60 Months | 3.00% | 2.96% |
Business Share Certificate $100,000 Min.
| term | APY* | Dividend Rate |
|---|---|---|
| 6 Months | 4.11% | 4.03% |
| 12 Months | 3.85% | 3.78% |
| 18 Months | 3.10% | 3.06% |
| 24 Months | 3.10% | 3.06% |
| 36 Months | 3.10% | 3.06% |
| 48 Months | 3.10% | 3.06% |
| 60 Months | 3.10% | 3.06% |
- *APY = Annual Percentage Yield
- **Flat Rate
- Fees can reduce earnings.
- Click here for a complete Fee Schedule.
- All rates are subject to change daily.
- Click here for disclosure information.
Loan Rates
Effective Date: October 1, 2025
VISA Credit Card
| type | APR* |
|---|---|
| Business Platinum | 13.15%-21.00% |
- *APR = Annual Percentage Rate. APR listed is the lowest possible Annual Percentage Rate for qualified borrowers. Rate may change dependent upon credit qualifications. All rates are subject to change daily.
- Click here for disclosure information.
- Borrower must have approved credit and limitations may apply. Please consult with a Meritrust Loan Officer for more information.
