Premium Perks Checking Promo

You must have an open Premium Perks Checking Account in order to be eligible to open and maintain a Premium High-Yield Savings Account. APY=Annual Percentage Yield. Rate is subject to change. Rate is accurate as of February 1, 2026. $5000.00 minimum balance to open and to earn the advertised APY. Fees could reduce earnings. *Meritrust cannot guarantee if or when ACH transactions can be credited to your account early. Our ability to credit your account depends on when your payer sends information to us and on certain information transmitted in the ACH electronic file.

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PREMIUM PERKS CHECKING

CHECKING THAT GIVES YOU MORE

Checking That Goes Further

An account designed to do more for your financial journey.

Premium Perks Checking is packed with benefits to help your money go further.

Get paid early. Access your direct deposit up to two days sooner with Early Payday*.

Earn more with your account. Enjoy dividends on qualifying balances and make your money work harder.

Save without thinking about it. Round Up* savings rounds up your purchases to the next dollar and puts the difference into your Meritrust Membership Savings Account.

Get exclusive benefits. Enjoy Meritrust+ perks, including valuable everyday savings and protection benefits that help you get more from your membership.

Checking that works for your life.

Get paid early.
Access your direct deposit up to two days sooner with Early Payday*.

Earn more with your account.
Enjoy dividends on qualifying balances and make your money work harder.

Save without thinking about it.
Round Up* savings rounds up your purchases to the next dollar and puts the difference into your Meritrust Membership Savings Account.

Get exclusive benefits.
Enjoy Meritrust+ perks, including valuable everyday savings and protection benefits that help you get more from your membership.