As the Artisans of Banking, we’ve fine-tuned our digital experience make “in your hand” feel like “in our branch”, and now our Mortgage Team wants to make you feel at home, while you’re buying a home.
With competitive rates, low closing costs and less fees than other mortgage lenders, our experienced team of Mortgage Artisans is ready to craft your mortgage loan, down to the tiniest detail.
Get a $3,000 closing credit* on new purchase mortgage loans.
If you’re looking to purchase a home, or refinance, our mortgage loan professionals can take your application online, by phone, or in-person.
What we made for you:
$3,000 closing cost credit on purchases*
Great rates whether you’re buying or refinancing with us – view rates
In-house underwriting, processing, and servicing for confident, quick home buying process
Our experienced team of Mortgage Artisans will keep you updated throughout the process
Loan Programs Offered
The following is a partial list of programs offered
This program is offered on a 30 year-fixed and ARM for loan amounts greater than $510,400. For rates and details on our jumbo loan offerings, please contact us.
Our conventional mortgage loans can be either fixed rate mortgages or adjustable rate mortgages. They usually require at least 5% down and offer competitive interest rates.
Mortgage Loan Options Include:
- 30 Yr Fixed
- 20 Yr Fixed
- 15 Yr Fixed
- 3/1, 5/1, 7/1 & 10/1 ARM
- Custom terms also available
Use our financial calculators to help make the right mortgage decisions.
|Prepayment Savings||Making additional mortgage payments reduces your interest costs by shortening the time it takes to pay off your mortgage and lowering your balance along the way.|
|Tax Savings||Calculate your yearly tax savings.|
|Early Payoff||Find the additional payment required to pay off your loan early.|
|Refinance Break-Even Point||Calculate the number of months to break-even if you refinance the loan.|
|Rent vs. Own||Are you better off buying your home, or should you continue to rent?|
|Debt Consolidation||Calculate the effect of combining other debt with your home mortgage. If you select Credit Card, Auto Loan, or Other but leave the interest rate blank, the calculator assumes a rate of 17.5%|
|Annual Percentage Rate||Calculate the annual percentage rate for a loan.|
|Payment Amortization||Calculate your monthly payment for fixed rate or adjustable rate loans.|
*Based on an interest rate of 3% a payment amount equals $4.22 per $1,000 for a 30-year term. This amount does not include taxes, insurance or mortgage insurance premiums which, if applicable, will result in a greater payment obligation. Loan level price adjustments may apply. Premier Members will credit the borrower $3,000 against a conventional purchase mortgage loan. Down payment assistance programs and mortgage refinances excluded. Lender credit will be applied towards closing costs or prepaids. Mortgage loans are available on properties here in Colorado. Membership to Premier Members CU is required. Call for details.
+APR = Annual Percentage Rate. Rates effective as of 9/1/2021. All rates subject to change without notice change at any time based on market conditions. Visit pmcu.org for a complete list of terms and conditions.