Auto Loan Savings

More car. More care. More cash back.

woman looking out car windshield
Woman looking out car windshield
Woman looking out car windshield


When you refinance your auto loan from another financial institution with us, and apply by May 31,
you have two options. You can:

  • Get $400 cash back and no payments for 90 days (with a balance of $10k or higher and 680+ credit score)


  • We will discount your current interest rate by 0.75% APR*. For example, if your current interest rate is 5.75% APR*, when you refinance with us, your new rate would be 5.00% APR*.

We’d say that’s worth turning around for.

Apply for Refinancing

*APR = Annual Percentage Rate. Rates advertised are only available for qualifying applications. All qualifying applications can select to receive a 90-day 1st payment. Deferring your payment(s) may result in your having to pay a higher total finance charge than if you made your payment(s) as originally scheduled. Interest will continue to accrue on the outstanding principal balance during the payment deferral period. The payment deferral may extend the maturity date and payment terms for each of your loan(s) on which one or more payments are deferred, and you have to make more payments to extinguish the balance of your loan(s) than was originally specified in your loan documents. Minimum credit score of 680 required. Max term is up to 84 Months with cash back option. Max term is up to 66 months with the rate discounts. Not available to CUDL-indirect transactions. Must fund and process at PMCU. Member must apply for the loan by 5/31/2021 in order to be eligible for the promotional cash back or rate discount. All loans must be funded by end of business on 6/15/2021 in order to be eligible for the promotional cash back or rate discount. Premier will pay $400 for each refinance that is brought over provided the loan amount is $10,000.00 or higher. Member must provide proof of their existing interest rate at the other institution in the form of a statement, original closing documents, or letter from institution. The floor rate is 3.25% APR. Only available for direct refinanced auto loans from other institutions. Open Lending/Fast Track deals do not qualify. First Time/Limited credit loans do not qualify. Other credit qualifications also apply and must be met to qualify. Available on auto refinances only. Vehicles must be 2011 or newer. Does not apply to Recreational Vehicle or motorcycles. Not available for refinances on loans already held at PMCU. Rates subject to change. Membership at PMCU is required for loan. Federally insured by the NCUA.